June marks the beginning of the Atlantic hurricane season. Be prepared for the 2022 hurricane season thanks to the FDAS’ 2022 hurricane guide! Check out articles about disaster preparedness, loss or damage, insurance resources, claims and what to do after the storm.
We’ve all seen the dramatic effect hurricanes can have, both the initial wind and rain and the floods and devastation that follow. There are steps you can take to stay safe and reduce damage to your property in the event of a storm.
BEFORE A HURRICANE
- Install storm shutters.
- Remove yard debris, such as dead tree limbs, that could become flying missiles.
- Make sure your practice communication plan is in place and ready to be put into effect.
- Make sure you and/or employees know how to shut off utilities, including water main.
- Look through your emergency kit to ensure it is fully stocked and up to date with necessities for preparing your practice.
- Back up computer records and store them at least 50 miles off-site.
- Gather important papers to take with you if you must evacuate, including inventory lists and insurance information.
DURING A HURRICANE
- Know your community’s evacuation plan and, if asked to evacuate, do so immediately.
- Stay inside and away from windows, skylights and glass doors. Avoid elevators.
- Avoid washed out and wet roads that can hide downed electrical lines or underlying currents that can carry your vehicle away.
AFTER A HURRICANE
- Water is a major cause of damage after hurricanes. The longer your house is exposed to water, the more damage you’ll see to your roof, ceiling, walls and floors, as well as any personal belongings inside. After the storm has passed, it’s important to dry out anything water damaged.
- Open windows and doors to allow air to circulate and speed up the drying process.
- Clean up any broken glass and remove debris.
- Board up broken windows and doors.
- Cover roof damage with tarps or plywood.
- Save receipts for any temporary repair expenses.
- Move any wet items to a dry place.
- If possible, place any damaged items in a safe, secure area where they can be inspected later.
Content provided by Safeco Insurance.
This article was originally published in FDA Services’ Hurricane Guide, “Storm Proof.” Be prepared for the 2021 hurricane season with articles about how to prepare, loss and damage, and making a claim. Visit fdaservices.com for more information.
June 1 is the official start of the 2021 Atlantic Hurricane Season! Don’t let that important date pass you by without reviewing your storm readiness plan and ensuring you have the right coverages in place to protect your practice. Creating an airtight plan now will give you the peace of mind to focus your attention on other challenges your dental practice may face in the coming months.
Here are a few points to keep in mind this season:
- Flood policies have a 30-day waiting period before they become effective.
- Your office insurance could have some gaps that leave you vulnerable to storms (i.e., wind damage coverage). FDA Services (FDAS) can help identify and fill those gaps.
- It is important to review the value of your building and its contents every few years to ensure that you have enough coverage.
Call or text FDAS at 850.681.2996 to review your coverage today!
2021 Hurricane Guide
Make sure you check out the 2021 FDAS Hurricane Guide, “Storm Proof,” which is full of helpful resources that will help you prepare for this year’s hurricane season with plenty of time to spare.
Hurricane season begins tomorrow and every Floridian knows it’s time to hope for the best, but prepare for the worst. This year’s updated issue will help you Storm Proof your practice with guides, resources and tools for any of your storm prep and post-storm problems.
Check it out at bit.ly/stormproof2019.